Did you know you may have access to Fitness Benefits on your Health Insurance Plan? Some health insurance plans offer a fitness benefit, which offers a discounted or no cost option for physical exercise using plan-covered facilities or equipment. This includes some Individual Plans, some Small Group Plans and most Medicare Advantage Plans.

As an overall approach to promoting wellness, health insurance companies may reimburse you, provide free or reduced-cost memberships, or provide credits toward in-person gym memberships and classes. Some plans even offer a reimbursement for at-home fitness equipment, such as treadmills, weight sets, and other exercise promoting items.

Many Medicare Advantage plans offer fitness benefits associated with a fitness benefit provider. Examples include Silver Sneakers, Silver & Fit, or FitOn. These third parties administer the fitness benefit to beneficiaries. Benefits may be limited to a provider group of gyms or facilities. Check with your plan provider to determine if your plan outsources the benefit, or if your insurance company covers the reimbursements directly.

Want to learn more? Call Treasure Valley Health Insurance today! Visit our Contact Us page for more information.