At age 65, you are usually eligible to begin Medicare parts A & B, Medicare covers about 80% of your healthcare costs. What about the other 20%? That is where Medicare Supplements and Prescription Drug Plans come in.
Supplemental insurance addresses this 20%, either through a Medicare Advantage Plan or a Medigap Plan. These two categories of plans, along with other coverage options for your prescriptions, create the competitive area of Medicare Supplements and Prescription Drug Plans. Numerous insurance providers offer these plans, such as Blue Cross, Select Health, United Health, Aetna, Regence, Pacific Source, and Molina. Both Medicare Advantage Plans and Medigap Supplements offer a unique way of addressing the 20% of costs Medicare doesn't cover, either by prioritizing full coverage with a premium or prioritizing lower monthly costs and adding extra benefits instead. Let us review these options with you so you can choose the coverage that suits you best.
Ignore the endless calls and mail you get about Medicare - you don't have to sort through it alone!
Contact us now to schedule a no-cost, no-obligation in-person meeting!
Prescription Drug Plans, or PDPs, can be purchased separately or are available as part of a Medicare Advantage plan. Timely enrollment in a PDP ensures you will avoid later fees or penalties. Visit our Medicare Basics page for more information.
We know the health care providers and systems in the Treasure Valley and will recommend policy options for you based on your unique needs and budget. Let us help you claim additional benefits such as dental, vision, hearing, gym membership, over-the-counter benefits, and more.
At Treasure Valley Health Insurance, we enjoy giving our clients personal and individualized service. We work one-on-one with potential and current clients to keep you informed of coverage and plan choices that are available. Once you are a customer, we will stay in contact and inform you about annual renewals and changes as well as new options as they become available.
For customized service in this area, please call our main office at 208-466-6677 and we will set up an in person or phone appointment, whichever suits you best.
We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.
We are contracted to enroll you in coverage with these providers and more:
