Th escalating costs of medical care can make choosing your health insurance policy a difficult decision.
To offer you a wide selection, we are licensed and appointed with marketplace providers including Blue Cross of Idaho, Regence, Select Health, Pacific Source, Mountain Health Co-op, St. Luke's Health Plan, and Molina. We can customize your healthcare plan to maximize your coverage and minimize your costs.
There is NEVER a fee for our agent services. You get the same premium rates using an agent as if you went through the Marketplace or directly to the insurance company to purchase a policy. Having an agent adds value to your experience. We can act as a liaison between you and the insurance company and with Your Health Idaho in the case of any problems, to complete requested tasks, inform you with any changes or benefits available on your plan, give you a heads up on premium increases and help you shop options to keep your rates lower or increase coverage if needed.
We are available to work with you in whatever manner is more comfortable with you—via email, text, phone, or in person.
What you can expect from us:
- Your agent will respond to your email to gather information from you and determine what information you want back.
- Your agent will help you create an account in the marketplace or/and begin an application for a tax credit, if applicable, or help you complete an application for non-marketplace plans.
- Your agent will assist you to shop for and choose a policy that meets your health care needs, includes the doctor and facility network you prefer, and is the best value for you personally.
- Your agent remains at your service after the policy is issued, to answer any questions, make any changes, or deliver any type of support you require.
- Your agent gives you a heads up of any upcoming changes, renewals, or any information that affects you or your policy.
Let's be honest...
health insurance is EXPENSIVE.
The costs of unexpected and uninsured healthcare costs can be much higher than the cost of insurance. So how can your average person afford health insurance? By applying for a tax credit that pays all or part of your insurance premiums, called an Advanced Payment Tax Credit, or APTC. We can help you get registered and complete an application to see what you qualify to receive.
Want to review plans now?
Visit yourhealthidaho.org to browse.
