The Advanced Premium Tax Credit (APTC) is a part of the Affordable Care act. The State Marketplace determines your eligibility for an APTC and the subsidy amount based on household size and income. The Federal Government pays the APTC amount directly to your insurance provider. These payments help pay your monthly insurance premiums. You must reconcile your APTC
Open Enrollment options start in October every year. That’s right around the corner now! What can you do to prepare? Let’s get right into the details by reviewing the steps you can take to prepare for Open Enrollment for Medicare or Individual plans. Find the section below that applies to you. Pre-enrollment steps for MEDICARE […]
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Health insurance plans available on the Idaho Marketplace (ACA plans) and Medicare Advantage plans (MA, MAPD plans) all have an OUT-OF-POCKET maximum. This means medical bills that require you to pay a portion of the costs, such as copays, deductibles or coinsurance, is limited. Once you reach your out-of-pocket maximum amount, you will no longer
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There are some significant changes on the horizon for individual health plans on the Idaho Marketplace. Those enrolled through yourhealthidaho.org who are using a tax credit to offset premium costs need to be prepared. This change, which will occur starting in 2026, was set in motion years ago through the Enhanced Premium Tax Credit (EPTC)
Idaho ACA Health Plan Critical Updates for 2026 Read More »
What is an APTC? In Idaho, individuals and families enrolled in the Idaho Health Insurance marketplace may be eligible to receive a tax credit to help pay for health insurance premiums. The Federal government pays this tax credit on behalf of the policy holder, a calculated amount each month, to their insurance company. This Advanced
How to Reconcile your Health Insurance Tax Credit (APTC) Read More »
What options do you have when health insurance becomes unaffordable? Sometimes, employer or private health insurance is not affordable based on an individual or family income. There are several ways to approach making your insurance premium affordable. First, with an individual plan, you can apply for a tax credit. Your Health Idaho is the only
Is your health insurance affordable? Read More »