Health insurance plans available on the Idaho Marketplace (ACA plans) and Medicare Advantage plans (MA, MAPD plans) all have an OUT-OF-POCKET maximum. This means medical bills that require you to pay a portion of the costs, such as copays, deductibles or coinsurance, is limited. Once you reach your out-of-pocket maximum amount, you will no longer […]
Out-of-Pocket Maximums Read More »
For those using Your Health Idaho, at yourhealthidaho.org, the birth of a new baby brings new insurance options. In many scenarios, the mother or father of the new baby had medical insurance previously. In this situation, parents can add the baby to the existing insurance plan. A parent of the newborn must present proof of
New Baby? Need insurance? You have options. Read More »
When it comes to the cost of health care, whether a health provider is in-network matters. Whether your health insurance plan is an HMO, PPO, POS or other network type also may affect your cost for care. What can you do to minimize surprises in health care costs? Network Types First, know what type of
Why Health Plan Networks Matter Read More »
There are some significant changes on the horizon for individual health plans on the Idaho Marketplace. Those enrolled through yourhealthidaho.org who are using a tax credit to offset premium costs need to be prepared. This change, which will occur starting in 2026, was set in motion years ago through the Enhanced Premium Tax Credit (EPTC)
Idaho ACA Health Plan Critical Updates for 2026 Read More »
